Key tips for buying, selling and borrowing in the current market
With property prices declining in many parts of the country, and many people’s borrowing capacity falling as well, this is a different market than we’ve seen in many years. So…
Why your borrowing capacity has fallen and what to do about it
Over the past six months, the average person’s borrowing capacity has fallen by about 25%. That’s because the maximum amount a typical person can borrow falls by about 5% every…
Regional First Home Buyer Guarantee goes live
The federal government’s first home buyer support package for regional Australians has been launched, as of October 1. Here are the key details of the Regional First Home Buyer…
The ins and outs of pre-approvals
Getting pre-approval for your home loan can give you an understanding of your borrowing power and confidence your lender is satisfied with your preliminary application. It means it is time…
Interest rate surprise: some fixed loans getting reduced rates
With the focus on rate rises, you might not have noticed that some lenders have reduced rates on fixed-rate loans. Variable rates are likely to continue to rise in…
When is a good time to refinance your home loan?
Many homeowners set up their home loan repayments to automatically be debited from their account – knowing they are slowly chipping away at their debt without needing to put much…
Positive and negative gearing: pros and cons
If you invest in property, it could be positively or negatively geared. And it has nothing to do with mechanics or engineering. It refers to whether the income you receive…
Guarantor Home Loan – how do they work?
A guarantor could enable you to purchase a property sooner and potentially save thousands of dollars A guarantor may use the equity in their home as security, allowing you to…
Rate lock: how does it work?
You’ve found the property. Your broker has helped you find the right loan with a competitive interest rate and all the features you want. You’ve completed the application and now…
Cash rate rise: what does it mean for you?
The Reserve Bank of Australia (RBA) today announced the cash rate increased from a record-low 0.1% to 0.35%. This is the first time the RBA made a change to the…
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Recent Articles
Top 10 Tips for First-Time Home Buyers in Brisbane: 2025 Market Guide
Entering Brisbane’s property market as a first-time buyer in 2025 presents both exciting opportunities and unique challenges. According to the Real Estate Institute of Queensland (REIQ), Brisbane continues to show…
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As we move through 2025, Brisbane’s property market continues to evolve, presenting unique opportunities for homeowners considering refinancing. With property values showing strong growth and potential interest rate changes ahead,…
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