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About MC Mortgage Solutions | Brisbane’s Award Winning Finance Broker and Loan Agency
MC Mortgage Solutions is a licensed and award winning Brisbane Finance broking firm with 25-plus years of experience. We help clients secure loans, refinance mortgages, and access key financial services across Brisbane and South East Queensland.
We offer comprehensive loan services, including home loans for first home buyers and next home purchases, investment loans, car finance, and commercial lending. We also provide mortgage refinancing to improve rates, reduce repayments, or restructure existing loans.
Our financial services provide Income Protection, General Insurance, Accounting, Buyer Agency support, and SMSF lending guidance.
We compare more than 200 loan products from 30+ banks and specialist lenders. Our service is completely free, with commissions paid by lenders. You receive unbiased advice, competitive rate options, and full support from pre-approval to settlement.
Located in Manly, we work with clients across Wynnum, Lota, Birkdale, and the surrounding Bayside suburbs. Nearly 90 percent of our new clients come through referrals, reflecting the trust we’ve earned through clear communication, fast results, and personalised guidance at every step.
Lending Strategy Based on Real
Borrowing Capacity
Borrowing capacity depends on lender policy, income assessment, and serviceability rules. It is not fixed and can vary by 20% to 40% across lenders in Brisbane.
At MC Mortgage Solutions, we calculate your borrowing power using verified income, existing liabilities, and living expense benchmarks aligned with APRA (Australian Prudential Regulation Authority) guidelines.
Connect With Our Expert Community
Stay updated with our latest mortgage strategies, video guides, and client success stories across our trusted professional profiles.
Our Home Loans, Refinancing, and Financial Services in Brisbane, QLD
Home Loan Broker Brisbane
MC Mortgage Solutions provides a full range of loan solutions for Brisbane clients. We help home buyers, investors, and business owners access smarter lending options. We build a personalised lending strategy based on borrowing strength, lender policy, and risk assessment.
Home Loan Options
- Home Loans Brisbane
- First Home Buyer Loans
- Investment Loans
- Self Employed Loans
- Commercial & Car Loans
Key Benefits
- Goal-based strategies
- Clean documentation
- Fast lender matching
- Pre-approval guidance
Mortgage Refinancing Brisbane
Our Brisbane refinancing service helps you to refinance loans with better rates and stronger features. We review your current loan, compare lender policies, and show you clear savings in simple terms. You stay informed at every step while we handle the paperwork and lender communication.
Refinancing Options
- Home Loan Refinancing
- Investment Refinancing
- Property Loan Restructure
Key Benefits
- Clear savings comparisons
- Avoid hidden costs
- Prevent credit issues
- Ongoing rate reviews
Financial Services Brisbane
Our Financial Services support your long-term stability and financial growth. You get reliable guidance and access to trusted professionals across Brisbane and QLD. Each service is designed to protect income, improve planning, and support better decisions.
Services We Provide
- Income Protection
- Investment Guidance
- General Insurance
- Accounting & SMSF
- Buyer Agency Support
Key Benefits
- Planning alignment
- Clear ethical advice
- Asset protection
- One-stop wealth hub
Our Home Loan Calculators
First Home Buyer Brisbane —
Structured Path to Home Ownership
Buying your first home in Brisbane requires clear planning and correct loan setup. Many buyers are unsure about deposit size, government grants, and lender requirements.
At MC Mortgage Solutions, we assess your borrowing capacity, savings, and serviceability first. We then guide you through the various QLD specific opportunities:
- Queensland First Home Owner’s Grant (FHOG)
- Stamp Duty Concessions QLD
- First Home Loan Deposit Scheme (FHLDS)
- Best ways to manage Mortgage Insurance (LMI)
- First Home Super Saver Scheme (FHSSS)
We match you with lenders that support low-deposit applications and first home buyer policies. From pre-approval to settlement, you receive step-by-step support with clear decisions at every stage.
Why Choose MC Mortgage Solutions?
We combine 25+ years of expertise with a personalized approach to secure the best lending outcomes for Brisbane families.
Award Winning Brisbane Mortgage Broker
We’re recognised as one of the Best Mortgage Brokers in Brisbane, backed by industry awards and 25-plus years of lending experience. You get proven skill and advice shaped by real approvals.
Free Mortgage Support Paid by Lenders
Our service is completely free because lenders pay our commission. You get expert guidance, full loan preparation, and transparent support without fees or surprises.
Policy-Level Matching Across 30+ Lenders
Every lender views income, credit, and property risk differently. We match you with banks that support your profile, not restrict it. This boosts approval strength and reduces delays.
Loan Approvals With Accurate Submissions
We prepare accurate, lender-ready submissions that reduce questions and delays. Our clean documentation and correct structure support a 99.7% approval rate for your peace of mind.
Fast Results From 200 Plus Loan Products
We save you time by searching over 200 loan products quickly. You get shortlists that fit your income, goals, and property type. Less stress, faster decisions, better outcomes.
Trusted by Clients, 90 Percent Referrals
90% of our clients come through referrals from happy customers. We go above and beyond at every step. You get service that earns trust through real actions, not just claims.
Meet Our Team of Licensed Brisbane Mortgage Experts
Over 25 years of combined experience helping Brisbane families secure their dream homes.
Matt Carr
Founder & Senior Mortgage Broker
Multi-award-winning broker with 15+ years in lending and recognised Brisbane lending expertise.
Phil Carr
Senior Mortgage Broker
18 years of finance experience with strong results in home, investment, business, and SMSF lending.
Cameron Murray
Client Relationship Manager
25 years in banking and broking, guiding clients through each lending stage with clear communication.
Donna Carr
Administration & Client Support
Financial literacy-focused, ensuring smooth documentation, organisation, and client assistance.
WHAT CLIENTS SAY
Reviews That Reflect Our Service and Results
Excellent
MC Mortgage Solutions
Our Business Information
Service Areas We Serve Across Brisbane & Bayside
Looking for the Best Mortgage Broker Near Me in Brisbane? Get Trusted Guidance.
Car Finance Without The Pressure.
Don't let the dealership dictate your terms. We empower you with choice, comparing top Aussie lenders to secure the lowest rates while we manage every detail of the paperwork.
Common Lending Issues in Brisbane
and How We Address Them
We provide clear solutions to the typical hurdles faced by property owners and buyers across Brisbane today.
Ready to Start Your
Mortgage Journey?
Our team is ready to help you navigate the complexities of lending. Fill out the form, and a licensed broker will review your scenario within 24 hours.
Rapid Response
In-depth reviews and callbacks within one business day.
Secure & Confidential
Your data is fully protected and reviewed only by licensed staff.
Direct Access to 30+ Leading Australian Lenders
Frequently Asked Questions | Brisbane Home Loans
Why use a mortgage broker instead of a bank?
What other costs are associated with securing a home loan?
What makes MC Mortgage Solutions different?
What is the difference between buying by private treaty and buying at auction?
What is positive gearing?
What is negative gearing?
What is Lender’s Mortgage Insurance?
What is a pre-approval?
What is a cooling-off period?
What happens when I buy a property?
What happens between approval and settlement?
How much do I need to save for a deposit?
Does a Broker just help me get to settlement, or do they provide an ongoing service?
Do you charge fees?
Do I need a Conveyancer?
Can a guarantor help me avoid Lenders’ Mortgage Insurance?
Contact Us
- 138 Kingsley Tce, Manly, QLD 4179
- Call 1300 633 667
- [email protected]
-
Mon - Fri: 8am - 5pm
Sat - Sun: 9am - 5pm