Vacancy rates rising, rental growth slowing
A leading property data analyst believes that while property investors continue to hold the balance of power in the rental market, the rental crisis among tenants is now starting to…
The Hidden Risks of Unsolicited Property Investment Calls: Tax Promises and More
We’ve recently noticed a concerning trend among our clients: an increase in unsolicited calls from property advisors. These advisors propose tapping into your home equity for property investments and dangle…
Why BNPL will soon be regulated like loan products
The federal government will legislate to increase regulation for the buy-now-pay-later (BNPL) sector after a review found it was posing a growing danger to consumers. Minister for Financial Services Stephen…
Are pre-approvals worthwhile in a changing-rate environment?
With the uncertainty around the future of interest rates – whether they will keep increasing or have reached their peak – we are regularly asked about limitations around pre-approvals and…
Australians set $19.9bn refinancing record
If you’ve been hearing lots of stories about people refinancing their home loans in search of lower interest rates, there’s a very good reason. Refinancing is at record levels, according…
5 reasons you may be able to get a lower interest rate
Reserve Bank of Australia (RBA) has chosen to move the cash rate to 4.10%. With the cash rate increasing by 4% since May 2022, many households have felt the pinch…
How to refinance in a declining market
With interest rates rising, it’s important to make sure your mortgage rate is still competitive – which is why so many Australians are refinancing right now. However, home loan refinancing…
More than two-thirds of borrowers are now using brokers
Australians turned to mortgage brokers in record numbers during the June 2022 quarter. Research group Comparator found brokers originated 68% of new home loans in the June quarter, compared to…
Key tips for buying, selling and borrowing in the current market
With property prices declining in many parts of the country, and many people’s borrowing capacity falling as well, this is a different market than we’ve seen in many years. So…
Why your borrowing capacity has fallen and what to do about it
Over the past six months, the average person’s borrowing capacity has fallen by about 25%. That’s because the maximum amount a typical person can borrow falls by about 5% every…
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MC Mortgages was established with one clear goal: to be more than just brokers. With this compelling vision in mind, we have created a brokerage that is focused on looking beyond the customer’s initial request and taking a holistic approach to all their needs.
Recent Articles
The Ultimate Guide to Working with a Mortgage Broker: What to Know Before Your First Meeting
Get ready to confidently navigate the exciting journey of securing your dream home. This comprehensive guide will walk you through everything you need to know about working with a mortgage…
More..Should I Use a Broker for a Mortgage?
Navigating the home loan market can feel overwhelming, especially with interest rates and evolving housing markets. With over 70% of new residential loans now arranged through mortgage brokers, many buyers…
More..Essential Questions to Ask Your Mortgage Broker as a First-Time Home Buyer: A Comprehensive Guide
Navigating the path to homeownership can feel overwhelming, especially when stepping into the market for the first time. With over 59% of Australian residential home loans being settled through mortgage…
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