Cash rate rise: what does it mean for you?
The Reserve Bank of Australia (RBA) today announced the cash rate increased from a record-low 0.1% to 0.35%. This is the first time the RBA made a change to the…
How does the 2021-2022 budget affect you?
The 2021-22 budget has now been released. There’s a lot of talk and we want to help break down the key initiatives targeting home ownership which could help you get…
Bridging loans (aka relocation loans)
So what exactly is a relocation loan? It’s exactly what the name implies. A loan that helps you purchase a new home whilst you wait for a buyer to purchase…
The Federal Government’s First Home Loan Deposit Scheme
The First Home Loan Deposit Scheme (FHLDS) is an Australian Government initiative to support eligible first home buyers to build or purchase a new home sooner. The government scheme for…
Variable Vs Fixed
Variable or fixed? It’s a big question that many people consider when taking out a home loan. So what is the difference? A variable interest rate home loan means that…
What is loan-to-value ratio (LVR)
What is the LVR on a home loan? The term ‘LVR’ refers to a calculation lenders use to express the size of your home loan as a percentage of the…
Up to $4 000 cash back for refinancing
A bank handing you thousands in cash to refinance your home loan can sound like a sweet deal, but is it too good to be true? A cash-back offer is…
What is refinancing and why would I do it?
As a home owner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially swapping to another lender who can better…
Explainer – Fixed rate loans; the ins and outs
With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on your home loan to guard against possible…
Finance on your mind? Do yourself a favour, speak to a broker
If you are finding it tough to meet your current financial obligations or you are just interested in reviewing your current home loan, then you are not alone. Mortgage brokers…
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MC Mortgages was established with one clear goal: to be more than just brokers. With this compelling vision in mind, we have created a brokerage that is focused on looking beyond the customer’s initial request and taking a holistic approach to all their needs.
Recent Articles
What is a Mortgage Agreement?
A mortgage agreement represents more than just paperwork in your home-buying journey – it’s a legally binding contract that forms the cornerstone of property ownership. Understanding this crucial document helps…
More..National Vs. Local Mortgage Lenders: Which is Right for Your Home Loan?
Choosing between national and local lenders for your mortgage is one of the most significant financial decisions you’ll make. While the big four banks dominate the lending landscape, a growing…
More..Do Mortgage Brokers Get Better Rates?
In today’s dynamic lending landscape, finding the best mortgage rate can feel like searching for a needle in a haystack. With interest rates fluctuating and lending criteria becoming increasingly complex,…
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